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| ‡ Rate locks vary by product selected and are obtainable after underwriting and approval of the loan. |
| † Lower average monthly payment claim based on first month's payment on non-purchase loans, exclusive of closing costs, that closed between 11/01/2007 and 04/30/2008. Actual lower payment may vary. Refinancing to pay off existing debt may result in higher overall costs, and may increase the total amount paid when compared to your current situation. |
| * Advertised annual percentage rate effective as of 6/23/2008 and subject to change at any time. APR is based on a good credit history, $300,000 loan amount, 80% combined loan-to-value ratio, and a 30 year fixed-rate first-lien mortgage. Monthly payment for this example is $1,925. Additional terms and restrictions apply. |
| Refinancing up to 95% of your home's value is only available with a FHA backed loan. |
| Offer intended for qualified applicants only. Not all loan products or terms are available in all states. The actual closing times may vary based upon the state in which the property is located. Loans subject to credit approval. This does not represent an offer to enter into a loan agreement. Products, rates and terms subject to change without notice. |
| Apply now is the first step in the Capital One Home Loans prequalification process where we will assess your loan needs. You will not be obligated to complete a loan application. |
